Can You Spot a Phishing Scam?
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their
bank. And in this time of expanded use of online banking, the problem is only growing worse. In fact, the Federal Trade
Commission’s report on fraud estimates that American consumers lost a staggering $1.9 billion to these phishing
schemes and other fraud in 2019 – and the ongoing pandemic has only increased the threat. Imagine where we are in
2020.

It’s time to put scammers in their place.

Online scams aren’t so scary when you know what to look for. And at ClearPoint Federal Bank & Trust, we’re committed to helping you
spot them as an extra layer of protection for your account. We’ve joined with the American Bankers Association and
banks across the country in a nationwide effort to fight phishing–one scam at a time.

We want every bank customer to become a pro at spotting a phishing scam–and stop bank impostors in their tracks. It
starts with these four words: Banks Never Ask That. Because when you know what sounds suspicious, you’ll be less likely
to be fooled.

These top 3 phishing scams are full of red flags:
“¢ Text Message: If you receive a text message from someone claiming to be your bank asking you to sign in, or
offer up your personal information, it’s a scam. Banks never ask that.
“¢ Email: Watch out for emails that ask you to click a suspicious link or provide personal information. The sender
may claim to be someone from you bank, but it’s a scam. Banks never ask that.
“¢ Phone Call: Would your bank ever call you to verify your account number. No! Banks never ask that. If you’re
ever in doubt that the caller is legitimate, just hang up and call the bank directly at a number you trust.

You’ve probably seen some of these scams before. But that doesn’t stop a scammer from trying. For more tips on how
to keep phishing criminals at bay, including videos, an interactive quiz and more, visit www.BanksNeverAskThat.com.

And be sure to share the webpage with your friends and family.

What’s Your Scam Score? Take five minutes to become a scamspotter pro by taking the #BanksNeverAskThat quiz at
BanksNeverAskThat.com. Share your score on Twitter to encourage your friends and family to test their scam savviness,
too. The more scamspotters out there, the harder it is for phishing criminals to catch their next victim!